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How can Four Gates Heritage help you make more of your money?

Whether your dream is to retire in style, put your children through university or safeguard your future, we have a range of products and services to help meet your needs.

You can choose to make your own investment decision and invest directly or to seek advice from a financial adviser.

Investments jargon buster

Commercial paper

An unsecured, short-term debt instrument issued by a corporation, typically for the financing..

full definition

Search the Jargon Buster for explanations of key industry terms and abbreviations:

Ways to invest

Make your own investment decision

These services are offered without investment advice and you will need to make your own investment decisions.*

Invest through a financial adviser

If you have $50,000 or more in savings and investments, you may benefit from our advice service. Four Gates Heritage Four Gates Heritage Financial Advice Service can help you start to build the future you’ve imagined (fees apply).

Please bear in mind

Investment risk

All investments carry some risk. The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets.

Time commitment

Most investments should be considered medium to long-term commitment; this means you should be prepared to hold them for at least five years.

Tax benefits

The value of any tax benefits described depends on your individual circumstances. Tax rules may change in the future.

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