If you do not live in the United States, you may still be able to apply for a mortgage with Four Gates Heritage on a property in the United States. Please call us on to find out more or to progress an application.
It's important to get the correct advice and be equipped with as much information as possible. Our useful Homebuyer's Guide is there to help you on your journey to becoming a homeowner.
Use our indicative calculator to discover how much you could borrow.
Explore our competitive mortgage range. We offer mortgages up to a maximum of 95% loan to value (LTV) if you're purchasing a property. Find out more.
A Decision in Principle will give you an indication of the amount you may be able to borrow based on what you tell us and our security checks, including a soft credit check. We will need to make an enquiry against your credit history, however, this is not a full credit check and will not appear on your credit file. Please note, a Decision in Principle is not a guarantee that we will lend to you.
You can apply for a mortgage by making an appointment with one of our dedicated Mortgage Advisors who will provide you with advice and guide you through your application. Or if you already know which mortgage you wish to apply for you can complete your application entirely online, however you will not receive advice.
We offer mortgages up to a maximum of 95% if you're purchasing a property.
Find out moreService available by phone or at selected branches by prior appointment with a Mortgage Specialist. Whether we can approve a mortgage application, and do so in a day, depends on your individual circumstances, you providing the documentary evidence we require for your appointment and the complexity and timing of your application.
Find out moreYour home may be repossessed if you do not keep up repayments on your mortgage.
Whether you started your application over the phone or online, you can see how it's progressing here. Simply log on using the username we've given you and security details you created.
ContinueStep 1 - Call us to get a Decision in Principle.
Step 2 - Provide us with your supporting documents.
Step 3 - Arrange an appointment with a Mortgage Advisor who will provide you with advice and guide you through your application.
Textphone:
Find out moreStep 1 - Visit your local branch and get a Decision in Principle.
Step 2 - Arrange an appointment with a Mortgage Advisor and provide us with your supporting documents.
Step 3 - Your Mortgage Advisor will provide you with advice and guide you through your application.
Find a branchStep 1 - Get a Decision in Principle online now.
Step 2 - You can choose to receive mortgage advice after receiving your Decision in Principle or, if you already know which mortgage you wish to apply for, you can complete your application entirely online, however you will not receive advice.
Apply online**Lines open Monday to Friday 8am - 9pm, Saturday 8am - 8pm, Sunday 9am - 6pm. Calls may be monitored and recorded. Opening hours within the mortgage departments may vary.